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Top 5 Long term Cryptocurrencies



top 5 longterm Alt Coins

This article is not intended as a price prediction, nor is it a ‘moon soon’ piece. This article’s sole aim is to share top 5 long-term cryptocurrency projects that we think have a fair chance on being around for longer than others, and hopefully be a permanent part of the blockchain ecosystem based on the strong fundamentals of the project, particularly in relation to:

  • Use case

  • Team

  • Historical progress

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We will not include the obvious choices, such as Bitcoin and Ethereum. Almost everyone who has been in this space for any period of time would have quickly realized that Bitcoin could emerge as global reserve and store of value, and Ethereum could be the platform of the future utilized by most Blockchain projects.

Price action for these two projects will be progressive, and saturation may not be in sight for another decade.

Having said that, we are going to skip projects like and specifically, XRP. You can find all the reasons why we skip XRP here. It may turn out to be an absolute hit, but it goes against the spirit of decentralization in our opinion, and hence, we will not recommend it.

With those basic and important considerations out of the way, let’s begin:

our 5th cryptocurrency pick is Elastos

Our 5th cryptocurrency pick is Elastos (ELA)

This is a wildcard pick of sorts. The idea, if successful, could lay the foundation to a ‘smart internet’ model. That statement is not to be taken lightly. If Elastos pulls off its grandiose plans, then its original ICO price of $20 per token shall appear like a mole on an elephant. For context, its ICO price alone represents 5x gains.

However, price action is not the sole determinant of altcoins, including Elastos. It is the fundamentals of the project and the grand vision, a vision as big as the internet itself.

Use case: What better use case can be found of blockchain than to transform the internet itself? Elastos wants to tackle the basic tenet of vulnerability and hackability of the internet by building a better version of the internet from the ground up – a lofty ambition that makes this such a bold pick. However, this is a necessary step in order to stabilize the foundations of the internet if we were to zoom into the future of 5G, driverless cars and robotized future. We need an internet that is decentralized, secure, and unhackable. Elastos may just be the project to address this mighty task.

TeamElastos has a full-fledged team to carry out the functions of the foundation for developing Elastos blockchain. Their blockchain team consists of 28 engineers who are led by Shunan Yu. Check out the full line up here.

Team members of Elastos- our 5th cryptocurrency pick

Team members of Elastos- our 5th cryptocurrency pick

Historical Progress:

Right from its introduction video to year-end reports, Elastos sets a different set of quality standards in the crypto space. Beyond the glitter, Elastos carries the proof of performance. From their whitepaper “Elastos is open-source software whose development process has been sponsored by industry giants such as the Tsinghua Science Park, the TD – SCDMA Industrial Alliance and the Foxconn Group for more than 200 million RMB. Elastos has published more than ten million lines of source code, including four million lines of original source code.”

Beyond its boasting credentials during the ICO, Elastos has consistently been progressing towards its mission. They post weekly update which does not seem to care about the market corrections or bear markets. This is another mark of a company with a mission.

Elastos Whitepaper

Fourth cryptocurrency pic is Cardano

The fourth cryptocurrency pick is Cardano (Ada)

When we think of Cardano, we think of the cluster of mad scientists who may someday change the world or be forgotten as the so-called mad scientists. Charles Hoskinson, his Ph.D. profile team, their IoHK Technology company backing massive initiatives are all unique to Cardano.

In our view, no other blockchain or crypto project comes close to the human capital of Cardano.

There are a few issues with their Daedalus wallet, but their customer support is impeccable. Their road map is rather long and slow for blockchain pace; however, the team’s systematic approach in executing their vision is one to behold. Ouroboros, Cardano’s Proof of Stake, promises to be one of the most mathematically accurate and fair systems out there.

IOHK | Ouroboros Genesis: A Provably Secure Proof-of-Stake Blockchain Protocol

Ouroboros Genesis – New research for Cardano We’re very proud to announce Ouroboros Genesis, a new paper from the IOHK research team. This latest version of …

Use caseCardano’s use case is difficult to pin down to one or two since its goal is to be the underlying blockchain technology layer for others to build their specific blockchain projects, similar to Ethereum. They have, in fact, wrapped Ethereum Classic into the Cardano ecosystem.


Cardano’s team consists of teams from 3 different entities working in collaboration to bring life to Cardano ecosystem. These include: Cardano, Input Output Hong Kong (IOHK) and Emurgo. Click on those links to see the sheer size and quality of the teams working on Cardano ecosystem, be prepared to be blown away.

Cardano Foundation Team

Historical progressCardano has a comprehensive update section dedicated to keeping everyone up-to-date on where things stand. You can check it here. Here is a video that walks through all the updates that have gone into the project:

Cardano Progress Update by Sebastien Guillemot (June 2019)

Seiza: Yoroi paper wallets: Yoroi Firefox: https://addo…

Cardano is not for people who are looking for a short-term, get-rich-quick sort of crypto projects. It definitely fits the criteria to be on this list.
Cardano Whitepaper:  Philosophy,  Academic Papers

third cryptocurrency pic is Basic Attention Token

Basic Attention Token

Basic Attention Token radically improves the efficiency of digital advertising by creating a new unit of exchange between publishers, advertisers and users. It all happens on the Ethereum blockchain. The value of the token is based on user attention, which simply means a person’s focused mental engagement.

Facebook and YouTube make billions of dollars based on content created by its users and the attention of other users to this content. In return, users get penalized with bills for data usage and lost time.

User attention is such a valuable commodity that some of the platforms go to lengths to track user behavior disregarding privacy concerns. Browsers play an essential role in exploiting user behavior to present them with content that grabs their attention so that they can display more ads.

Use case: BAT has one of the most readily realizable use-cases of blockchain and cryptocurrency. The idea is simple. You start using Brave browser. You get free BAT tokens that you can use to tip your favorite publishers. Publishers can also use BAT tokens to reward users for their attention (time) for viewing their ads or pitch. You can consciously choose whether or not you want to view a certain ad (which is not the case in the conventional model).

Basic attention token team of members

Basic attention token team of members

Team: Basic Attention Token, which is part of Brave browsing ecosystem, comes from the mind of Brendan Eich, the “creator of JavaScript and the co-founder of Mozilla and Firefox.” BAT is backed by a solid team of developers and well-known venture capital firms.

Historical progressBrave browser has seen an increase in monthly active users from 1 million at the beginning of 2018 to 5.5 million by the end of 2018. This is only growing by the day as more and more users realize the potential of BAT. As of 2018, Brave app was downloaded on 10 million Android-based smartphones.

According to the unofficial BAT growth tracking website, number of Brave browser publishers has crossed 161,000 as of June 2019. Of the 24,000 website publishers LA Times joining BAT ecosystem made ripples in the financial news market.  As of June 2019, the website publisher list includes The Guardian and Washington Post, along with Archive and Vimeo.  

Remember, we have not even begun realizing the potential of blockchain and decentralized advertising, and when that becomes a reality and user base reaches over 100 million, it can add a lot of fuel to the limited supply of 1.5 billion tokens.

In our view, Facebook’s recent announcement to create its own crypto, dubbed as Libra, is only an indication of where the blockchain and crypto space is heading, and based on the historical performance of BAT, we excitedly await what BAT does in the future.

Be part of the blockchain revolution, start using Brave browser today.  Thank you for using our referral link.  

CryptoTapas is a verified publisher on Brave browser, consider leaving a BAT tip.

Basic Attention Token Whitepaper

2nd pick is Icon(Iconex)Our 2nd pick is Icon (Iconex)If you have been following CryptoTapas, you know we are big proponents of ICON. We have been following this project before the ICO to date, and we believe this project has potential. At one point, their marketing and communications sucked, but they fixed it in due course.

One of the most professional teams in the blockchain and crypto space, right from the way they handled ICO with KYC and AML protocols to the way they vetted every profile before releasing tokens to ensure they have not tripped any wires.

How about the fact that none of their founders or team members had once talked about the price action from when it was 11 cents to when it was trading at $15 to when it is currently trading at 35 cents.

The team just keeps their focus intact and presses on to accomplishing the goals on the road map — a through and through professional company in this space.

Use case: ICON is a flexible blockchain platform that accommodates traditional smart contracts, sharding, and even STOs, which got included in their road map.

ICON ICX TeamTeam:ICON team consists of veterans from the real business world, not people from academics or day dreamers. In fact, their team size is one of the larger and more professionally organized ones. Look at these statistics.A total of 150 team members. Dan Tapscott, who is an iconic figure in the blockchain space, is on ICON’s advisory group.

JH Kim, ICON’s CEO and Min Kim are favorites in the ICON social circles. Their responses to trolls commenting on their slow progress have been praised by many.

Historical progressICON has been surgical in its approach to spreading its reach; not just in South Korea, but in the rest of the world. They have started a grassroots movement in bringing awareness at the university level for blockchain and encourage the brightest to come up with ideas. If these ideas get selected, they are funded by the ICON Foundation along with providing guidance. In a country like South Korea, to be recognized as the National Blockchain platform and to seep into the minds of the future right out of college is a masterstroke and one that shows their long-term strategy.

ICON also introduced a launch pad, which is ICON’s technical support to help companies leverage blockchain technology in their businesses without having to worry about technical guidance.

Their partnerships with Insurance companies, banks, universities, businesses, other crypto projects will probably take up double digit pages, you can check them out here and in our previous updates on ICON here and here.

All in all, they may not rule over the world right away, but they have a good chance of becoming the dominant force in South Korea, and we all know what happens to the technology companies that rule the South Korean market.

ICON will have staking opportunity. The only downside, a big one at that, is that with the consent of node participants, they can keep increasing the supply of ICON at 20% if it is deemed necessary for the overall health of the network.

ICON whitepaper

Our number one long term project pick is…

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Top 5 Cryptocurrencies for longterm 2019

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Cover Image Source: “Cryptocurrencies In Hand”by is licensed under CC BY 2.0


Everything in this article is an opinion, not an advice of any kind. This material has been prepared for general informational purposes only and it is not intended to be relied upon as accounting, tax, investment, legal or other professional advice. Please consult with a professional for specific advice.

We do not endorse or guarantee the accuracy of the information and claims made.


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About the author

RK Reddy holds two Masters degrees, one in Accounting and another in Business Administration with over 15 years of experience in the financial services industry.

RK Reddy is an ardent fan of Blockchain and Cryptocurrencies. You can see the excitement about this new blockchain technology in every article on Sometimes this excitement leads to an overly optimistic view. Guilty as charged. RK Reddy says what may seem like an ‘overly optimistic expectation’ today may become an everyday norm in 5-10 years; look at the history of cars or airplanes, Blockchain and Cryptocurrencies belong to a similar frame of reference.”  Of course, that is just his opinion.



6 Massive Benefits of Cryptocurrency



Benefits of Cryptocurrency

It is normal to be hesitant about using cryptocurrency as the medium of financial transactions. 

There is a school of thought which believes, it is a domain suitable for criminals, fraudsters, and terrorists. Cryptocurrencies allow them to maintain anonymity for discreet transactions and ransomware scams.

However, the increasing acceptance of Bitcoin as a digital currency has initiated a positive perspective around this mode. It brings a distinct set of pros for the users, making them overlook the risks tag along.

According to the Finder, a post on social media surfaces about Bitcoin every three seconds. If we do the math, it means 1203 posts pop up per hour, making it to 20 posts per minute.

A more general view on the crypto landscape speaks of its overall growth, too. Block Social tells us how cryptocurrency exchanges around the globe have exceeded 300 during 2020.

In fact, the success of crypto shows us the loopholes of the traditional banking system. If you, too, want to leap on this bandwagon and aren’t sure about your next move, this is the right place. Our blog sheds light on the positive aspects of cryptocurrency that make it a more established form of financial trade. 


1. Easy transactions

When dealing with brokers or legal representatives, you have to pay the transaction fee from time to time. This comes along with immense paperwork, commission, brokerage charges, and so much more. Using cryptocurrency eliminates the need for a middle man. The transaction changes into a one-to-one affair taking place on a secure network.

No wonder Forbes stated that adopting blockchain technology can save financial organizations around $12 billion yearly. A deduction of extra charges from third parties and reduced operations cost is saving millions for huge organizations.

Moreover, the transactions are transparent, making it easier for you to establish audit trials. There is no more confusion over who pays whom. All parties involved in the transaction know each other quite well. Accountability on each party grows.

2. Asset transfers

A financial analyst rightfully describes cryptocurrency blockchain to be a “large property rights database.” On the one hand, it helps execute and enforce two-party contracts on commodities such as real estate and automobiles. At the same time, it also facilitates special modes of transfer. 

As per Born2Invest, Bitcoin alone is responsible for an average of 350 000 daily transactions on the Blockchain. Meanwhile, Coinbase has 30 million cryptocurrency users (Block Social). The increasing figures of each crypto speak of its acceptance worldwide.

The parties involved in asset transfer can design contracts and add third-party approvals at a later date. It also helps to reference the external facts and gives the parties exclusive governance of their account. It reduces the time and money involved in asset transfers. Perhaps this is why US federal government spending on Blockchain shall reach $123.5 million by 2022.

3. Confidential transactions

Cryptocurrency purchases remain discreet. Unless a user voluntarily publishes his transactions, the purchase is never associated with their identity. In official scenarios, such as when you put your cars for sale, the parties must reveal an association with their cryptocurrencies. It helps to establish trust and relevance.

Within the cash/credit system, your entire transaction history turns into a reference document for the banks/credit agencies involved. On the contrary, cryptocurrency is a transaction that is a unique exchange between two parties. They can negotiate and agree on preferable terms. The information exchange takes place on the “push” basis. This means you transmit only that which you wish to send to the recipient and nothing else.

It keeps your financial history secure and guards you against identity theft. Chances of which are quite high under the traditional transaction system. 

On top of this, the combination of Blockchain with IoT is considered revolutionary by the experts. This has accelerated data exchange, lowering the operation costs, and improved the security of files. Your Tech Diet predicted that 75% of the IoT industry would adopt Blockchain technology by the end of 2020. Lack of exposure is, thus, something the entire industry is looking for.

4. Transaction Fee

You have probably faced hefty monthly account statements from your bank/credit companies. The transaction fee charged at every transaction you have made might leave you shocked. The whopping fee of multiple transactions can take you by surprise at the end of each month.

In the case of cryptocurrency exchange, the data miners receive their share from the cryptocurrency network involved. Transaction fee does not apply as the remote and separate computer systems that do the number-crunching get a pretty fair share. 

According to Investopedia, the Bitcoin reward for miners halves for every 210 000 blocks added to the chain. Nonetheless, this system has freed the transaction parties to pay the fee, making it the most feasible. 

However, there might be some external fee involved if you engage a third-party management service to maintain the crypto wallet. These charges are likely to be quite less than the transaction charges levied by the traditional banking system. 

5. Hold Ownership

The traditional banking system works in a manner where the amount goes to the nominee if a person passes away. The chances of the account closing are quite high when you infringe the terms of their services. Unlike this framework, digital currencies give you the sole ownership of private and public encryption keys. This makes it easier for you to identify the encryption network.

6. High security

Once a party authorizes the cryptocurrency transfer, they cannot reverse it. This is not the case in “charge-back” transactions allowed by the credit companies. Cryptocurrency gives you reliable encryption throughout the transaction process to keep it protected from bugs and malicious entities.

Systems like Binance Smart Chain are enabling people to do more with BTC.

Final Thoughts 

Cryptocurrency is taking the financial world by storm, and we know the reasons why. It is about time you kickstart your digital finances journey and make the most out of it. Who knows what surprises are about to come later in this landscape!

Thank you for reading and sharing this article. We appreciate you.

Stay safe and healthy!

Top 5 Cryptocurrencies 2020


Everything in this article is an opinion, not an advice of any kind. This material has been prepared for general informational purposes only and it is not intended to be relied upon as accounting, tax, investment, legal or other professional advice. Please consult with a professional for specific advice.

We do not endorse or guarantee the accuracy of the information and claims made.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

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Cardano or PolkaDot? Which One to Invest In?



Cardano vs Polkadot

There is a new battle in the crypto space.  Cardano (ADA) and PolkaDot (DOT) maximalists are headbutting as to which project is better and why.

The conversations are intense to say the least and we will try to provide our view on which one we are leaning toward and the reasons why, in this rather short article.

Just to be clear, we are invested in both ADA and DOT so we have a vested interest in both projects, however, we are now asked to pick one over the other and that brings us to this article.


The whole spirit of cryptocurrencies is the concept of decentralization, however, some of the more popular projects don’t seem to have a grasp of what that means.

Diem (previously Libra) or XRP etc., are controlled by a group for validators who could, in theory, easily collude, in our view.

With DOT, things are not as centralized as some other projects with about 1000 validators securing the platform.

However, ADA has the most number of nodes and has most of its circulating supply staked on its wallet. The community behind ADA has biggest proponents of decentralized frameworks.

ADA: 8 (top 10 is reserved for BTC)

DOT: 6


Cardano boasts the maximum number of Ph.Ds on its team and has a more decentralized team structure.  You have teams that are working exclusively on wallet and staking while you have other teams focusing on interoperability. Yet, another team is focused on bridging projects from Ethereum to Cardano.

DOT has the ammunition of Gavin behind it. He is undoubtedly one of the brilliant minds in the space. 

However, as we learned in basic math, sum total is always greater than an individual unit.  This applies more aptly with these projects. In our opinion, Cardano has a greater edge when it comes to collective human capital.

Having Charles Hoskinson helps ADAs impression.

ADA: 8

DOT: 6

Social presence

There is no competition when it comes to social presence and engaging the community when it comes to the leaders of these two projects.

While DOT’s founder Gavin might come out as eccentric and polished in the social media, Charles takes the cake in engaging with his audience and making things sensible for the community.

ADA: 9 

DOT: 7

On a mission

Whenever you hear Charles speak about ADA you will immediately understand that he is on a mission to bring the marvels of blockchain enabled financial services to all corners of the world.

Cardano’s team is now focused on the South Africa continent to bring the under-previleged onto the world commerce through their platform. They are even close to signing a contract with Ethiopia government in 2021.

While DOT is catapulting the entire space forward it just lacks the same charm that comes with a project on a grandiose mission.

ADA: 8

DOT: 6 

Miscellaneous considerations 

Market cap: ADA has $20 Billion market cap while DOT has $19 Billion, as such they are on par with each other when it comes to valuation. The large cap is a stamp of approval from the crypto community.

Price: ADA is at around 60 cents while DOT has been stabilising at $20 at the time of this writing. When the newbies come to the market and they see they cannot afford Bitcoin or Ethereum, they will most likely go after the projects that are under $1. This does not mean DOT is inferior, it is just an edge that low priced tokens have over higher priced projects. It’s just a newbie mindset that drives higher demand during bull runs to lower priced projects.

Inflationary supply

DOT has an inflationary supply model while ADAs supply is capped.

Yes, DOTs supply is far larger than DOT, however, there is no new minting on ADA when compared to DOT.


DOTs technology is operational and is onboarding projects already.  ADA is scheduled to launch its mainnet this month (Feb 2021). ADA has been in works for many years now and if their product matches the hype and the wait – then it may not matter as much that they are late to the party. However, if there are issues with their mainnet – it may not bode well for ADA.

Conclusion: Total score

ADA: 33

DOT: 25

If you are a DOT fan you might think this score is skewed.   If you are an ADA fan you might think it should score perfect points in all fronts.

In fact, there are some areas where DOT is a clear winner like having a functioning platform. ADA, in our opinion, takes the prize with clear fandom, gigantic mission and a total brainiac project. 

Thank you for reading and sharing this article. We appreciate you.

Stay safe and healthy!

Top 5 Cryptocurrencies 2020


Everything in this article is an opinion, not an advice of any kind. This material has been prepared for general informational purposes only and it is not intended to be relied upon as accounting, tax, investment, legal or other professional advice. Please consult with a professional for specific advice.

We do not endorse or guarantee the accuracy of the information and claims made.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

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Best of the Best YouTube Channels to Follow for your Crypto Fix



Best Crypto Youtubers

There are literally 100s of crypto-experts on YouTube who claim to have cracked the secret code that can make you millions in crypto riches. 

Who should you follow?  

We have followed many YouTubers, subscribing and unsubscribing to avoid the noise and after having been in this space for over 4 years, we have narrowed our favorite crypto YouTube channels to just a few.

In this article, we will show you our favorite YouTubers and what we like about each one of them. 

Overall number 1: Coin Bureau

coin bureau When it comes to deep analysis, composed demeanor and outright professional crypto channel in the entire space, we have not come across anyone better than Guy.  

Not only is he great at the reviews and in depth analysis, if you have followed the channel long enough you will realize that he reviews the gems long before others pick on the momentum.  

He picks solid projects, never shills a shitty project to his followers and is upfront about his views which he backs up with solid research.

This is the best no-shill and no bull crypto channel on YouTube in our view.

Best original content: Chico Crypto

chico crypto review

If you love a bit of quirky, goofy and somewhat out there viewpoints on the crypto space then there is no one better than Tyler at Chico Crypto. 

His investigation stretches the boundaries of research (and sometimes common sense) but he does do a bang up job on every video.  

I am yet to come across a boring video on this channel.  I will admit that his live streams can be a drag sometimes but his followers seem to relish his presence.

You may not like or agree with what Tyler presents on this channel but you will absolutely be floored by the originality.   

Best TA: TIED: Crypto Capital Venture & Tyler S

                         Crypto Capital Venture Tyler S crypto

With under 90K subscribers at the time of this writing, Dan may not be the most popular of the Crypto channels [yet] but his TA analysis is just so easy to follow.

Dan makes it easy for non-technical folks to understand what’s going on in the market in the language of TA.

There are other folks on YouTube who are good at TA but their videos are so obnoxious that they leave you with a massive headache.  

Not Dan’s Crypto Capital Venture channel.   Dan walks you through the markets in such a calm, composed and professional manner that you might start caring about those candles.

We are forced to share the Best Title for crypto TA on YouTube with Tyler S. 

Tyler’s expertise on TAs is quite awesome and he has a funny way of delivering it too.  

Best expertise on the markets: Alessio Rastani

Allesio RastaniIt doesn’t matter if you are just lurking around the crypto markets or if you trade in the traditional markets…Alessio is one of the best guys on YouTube for great insights into the broad market and its impact on Crypto.

While everyone on YouTube (not the people on this list, of course) is either quick to FOMO or FUD, Alessio is just grounded in fundamentals and technicals.

When you are high on FOMO, he can bring you to the ground.

When you are getting buried in FUD, he can lift you up with facts, not false hopium.

Alessio is personable, professional and an honest guy to follow to understand the markets ahead of others.

Best round up of the market: AltCoin Daily

Altcoin DailyWant to stay up-to-date on what’s happening in the crypto space but don’t have time to keep up?  

Fear not. AltCoin Daily got you covered.

This channel is just a gem among the channels that bring crypto market updates in a concise and palatable format.

You can sense the dedication in the way Austin brings the updates and his opinions in front of his audience. No wonder the channel has recently hit over 420K subscribers.

Best humble and honest take: Crazy 4 Cryptos

Crazy 4 crypto

What does Crypto mean to you?

Most people will say ‘Freedom’, yet, most of the YouTubers we see on the Tube will be broadcasting from their bedrooms or backyards (nothing wrong with that) but not Dave.

He has been in Thailand and streams his videos directly from the beach.

You will immediately connect with his simpleton style and honest reviews.  

He has been touting about Theta when it was trading in cents and now those who followed him are very happy.

Besides Theta, Dave talks about a lot of topics in terms of storing your coins, being careful with people and how to have a long-term plan in space.

Honorable mentions

Team Underground (TA)

We had too many channels to weed out for the TA category and that is why we had to pick two winners, however, Team Underground is a channel we cannot skip.

This underdog channel has been more right about the calls than any other mainstream channel. If you like your TAs and technical side of crypto – be sure to check this channel out.


People either love him or hate him.  There is no middle ground when it comes to BitBoy.  

Personally, we have to weed out a lot of noise while browsing through his channel since he picks a new project every few days (or weeks) and can become overwhelming. 

However, the fresh content is worth the watch.


The guy behind this channel is truly vested in the space. So much so that he recently launched his own crypto project.

It’s definitely refreshing to see the YouTuber taking his expertise into a live project.  

The reason we did not list this channel on the BEST list is because of the constant feed of projects he pitches that is a bit overbearing for our taste.  

Nevertheless, a great channel and great recommendations.


There are 100s of YouTube channels out there but not everyone is worth your attention. We hope you found some channels of interest through this article.

Note: if we missed any gem of a channel, please let us know and we will be more than happy to add it after review.

Thank you for reading and sharing this article. We appreciate you.

Stay safe and healthy!

Top 5 Cryptocurrencies 2020


Everything in this article is an opinion, not an advice of any kind. This material has been prepared for general informational purposes only and it is not intended to be relied upon as accounting, tax, investment, legal or other professional advice. Please consult with a professional for specific advice.

We do not endorse or guarantee the accuracy of the information and claims made.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Continue Reading